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Calculator collection · 11 distinct tools

Money & Business Calculators

Model debt payoff, debt-to-income ratios, investment fee drag, discounted cash flows, IRR and sales commission with assumptions and working exposed.

Money and business pages expose cash-flow timing, rates, fees and scenario assumptions. They are calculation workspaces, not approval decisions, return forecasts or individualized financial recommendations.

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Open a real interactive tool instead of landing on a thin keyword page.

Working shown

Formulas, units and assumptions stay visible beside the result.

Deep topic cluster

Move between genuinely different calculations inside one collection.

Limits stated

Supplier, manufacturer, drawing and standards data remain authoritative where required.

Choose the calculation that matches the job

Each page owns a distinct input/output task. Reciprocal forms stay together when the underlying job is the same.

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Credit Card Payoff Calculator — Payment, Months & Interest

Model a credit-card payoff from balance and APR, solve either the payoff time from a fixed payment or the payment required for a target month, and include recurring spending and annual fees.

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Debt-to-Income Ratio Calculator — Front-End, Back-End & Scenario DTI

Calculate housing and total debt-to-income ratios from itemized monthly obligations, then add a proposed new payment to see the scenario DTI without applying a one-size-fits-all approval threshold.

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Investment Fee Calculator — Fee Drag vs No-Fee Growth

Compare a contribution-based investment projection with and without sales load, annual asset fees and an ending redemption fee, with the fee assumptions and return model kept editable.

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NPV Calculator — Net Present Value of Irregular Cash Flows

Calculate net present value for a time-zero cash flow and an irregular series of later cash flows, with a per-period present-value table that exposes every discounted term.

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IRR Calculator — Internal Rate of Return from Cash Flows

Estimate internal rate of return from a time-zero amount and irregular per-period cash flows, show NPV at an optional hurdle rate, and warn when the cash-flow pattern can produce multiple IRRs.

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Commission Calculator — Simple, Tiered & Base Pay

Calculate a simple percentage commission or a progressive three-tier commission from revenue or gross profit, then include optional base pay and see the effective commission rate.

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Loan Payoff Calculator — Extra Payments, Lump Sum & Amortization

Compare a scheduled loan with recurring extra principal and a timed lump-sum payment. See the full amortization schedule, payoff time, interest saved and time saved without creating separate thin mortgage or auto-loan copies.

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Unit Price Calculator — Compare Price per Unit

Normalize mixed package sizes and units, rank shopping options by unit price and see the savings or premium versus the lowest-cost option.

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Rule of 72 Calculator — Doubling Time & Exact Comparison

Estimate doubling time with the Rule of 72, compare it with the exact logarithmic result and reverse-solve the rate for a target doubling time.

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Pay Raise Calculator — New Pay, Raise % & Real Change

Calculate new pay from a raise percentage or recover the raise percentage from old and new pay, with optional inflation context for purchasing-power comparison.

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Savings Withdrawal Calculator — Drawdown Duration & Ending Balance

Model level withdrawals from a savings balance under an entered constant return assumption to estimate duration, ending balance and drawdown behavior.

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Useful next calculations

Move to a different formula only when the next question actually changes.

Explore adjacent calculator collections

Cross-cluster links help you move from measurement to project quantity, electrical relationships, money, statistics or media planning without flattening everything into one giant list.

Formula first, assumptions visible

MAXScanner keeps editable rates, units and dimensions next to the result, shows the working where it helps, and avoids turning reciprocal formulas into duplicate pages. Product documents, financial terms, study design, drawings and applicable standards remain authoritative where required.